State Financial Literacy Requirements

Requires one credit of Career Preparedness, which includes financial literacy, for high school graduation.

Financial literacy is integrated into the social studies curriculum un the “Economics” requirements; no standalone requirement.

As part of Social Studies, requires 0.5 credits in economics, which includes financial literacy components, for graduation.

Requires 0.5 credits in economics, which includes personal finance standards, for graduation.

Starting with the graduating class of 2030–31, students must complete a semester-long personal finance course. Schools are required to offer the course beginning in the 2027–28 school year.

Beginning with students entering 9th grade on or after September 1, 2026, a financial literacy course is required for graduation.

Beginning with the class of 2025, students must earn 0.5 credit in personal financial management and financial literacy.

Financial literacy is incorporated into existing courses; no standalone requirement.

Requires a one-half credit in personal financial literacy and money management for high school graduation.

Requires a one-half credit in personal finance for high school graduation, effective for students entering ninth grade in the 2024–25 school year.

No standalone requirement. Economics elective includes personal finance.

Requires one course in financial literacy as part of the graduation requirements.

Financial literacy topics are integrated into Social Studies economics standards.

Beginning with the class of 2028, students must complete a personal financial responsibility course for graduation.

Requires a one-half unit of financial literacy for high school graduation, effective for students graduating in 2023 and beyond. Can be fulfilled with a stand-alone course or by integrating material into other subjects such as math, economics, or social studies.

Starting with the class of 2028, students must complete a financial literacy course covering topics like earning income, spending, saving, investing, and managing credit.

For students entering grade nine on or after July 1, 2025, successful completion of a one credit course in financial literacy is a public high school graduation requirement. 

Requires a one unit of financial literacy for high school graduation. 

Financial literacy is integrated into the social studies curriculum; no standalone requirement.

Financial literacy is integrated into existing courses at the district level; no standalone requirement.

Financial literacy is integrated into the History, Social Science, and Civics curriculum; no standalone requirement.

Beginning with students entering 8th grade in 2023, students must complete a one-half credit course in personal finance for graduation.

Students who begin grade 9 in the 2024-25 school year and later must successfully complete a course for credit in personal finance in grade 10, 11, or 12. 

Requires completion of the College and Career Readiness course which includes financial literacy.

Requires a one-half credit in personal finance for high school graduation.

Beginning with the class of 2026, students must complete a one-half credit in economics or personal finance for graduation.  This course can be taught as part
 of social studies, math or CTE.

Beginning with school year 2023-24, each school district shall include financial literacy instruction, as appropriate, in the instructional program of its elementary and middle schools and require each student attending a public school to complete at least one five-credit high school course in personal finance or financial literacy prior to graduation.

Requires one-half unit of Economics and Financial Literacy as part of the Social Studies graduation requirement.

Starting with the class of 2027, students must complete a personal finance literacy course of one-half credit for graduation.

Requires 2.5 credit high school graduation requirement for Financial, Economic, Business and Entrepreneurial Literacy. Can be completed a number of ways.

Financial literacy is integrated into the social studies curriculum; no standalone requirement.

Financial literacy is integrated into the 12th grade economics curriculum; no standalone requirement.

Requires a one credit course in Economics and Personal Finance for high school graduation.

Financial literacy is integrated into the social studies curriculum; no standalone requirement.

Students who enter ninth grade after July 1, 2022, are required to have one-half credit of financial literacy as part of Ohio’s graduation requirements.

Students must demonstrate a satisfactory knowledge of each of the 14 Areas of Instruction for personal financial literacy in order to gain their Passport to Financial Literacy, which is required to graduate from an public high school. The student can meet this graduation requirement anytime between grades 7-12, depending on the district’s scope and sequence for personal financial literacy. Areas of instruction are built into the curriculum at the district level.

Beginning with the class of 2027, students are required to earn 0.5 credit in Personal Financial Education and 0.5 credit in Higher Education and Career Path Skills.

Starting in the fall of 2026,  Pennsylvania schools will provide a mandatory course in personal financial literacy for students in the 9th, 10th, 11th, or 12th grades.

All students, beginning with the class of 2024, demonstrate proficiency in financial literacy to graduate high school. Local education agencies can choose to allow students to demonstrate proficiency in one or more of the following ways:
a) Standalone Course: Successful completion of a financial literacy course of study aligned with the state’s financial literacy standards 
b) Project: Successful completion of a project aligned with the state’s financial literacy standards
c) Assessment: Successful completion of a financial literacy assessment aligned with the state’s financial literacy standards and taken in a controlled testing environment. 
d) Another demonstration of proficiency approved by the Council on Elementary and Secondary Education. 

Students must complete a 0.5-unit Personal Finance course for graduation.

Students are required to complete a half unit of economics or personal finance to graduate.

Requires a one-half credit in personal finance for high school graduation.

For graduation, one-half credit must be selected from either 1) Economics with Emphasis on the Free Enterprise System and Its Benefits; or 2) Personal Financial Literacy/Economics.

All high school students are required to complete a 0.5-credit General Financial Literacy course, typically taken in 11th or 12th grade.

No standalone requirement. Financial literacy built in K-12 standards.

One standard unit of credit in Economics and Personal Finance is required for graduation. Students may earn this credit by successfully completing the course at any time during their high school career.

Currently there is no personal finance graduation requirement. Financial literacy competency is built into existing K-12 curriculum.

Currently there is no personal finance graduation requirement.

Beginning with the class of students entering 9th grade in the 2024–2025 academic year, that each high school student shall complete a half-credit course of study in personal finance during their 11th or 12th grade year as a requirement for high school graduation.

Starting with the class of 2028, all students are required to take a half-credit course in personal financial literacy to graduate.

Currently there is no personal finance graudation requrement. Social studies curriculum must include instruction in “economic systems and institutions”